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Where your money goes

We believe you should know exactly what happens to every pound you spend on our lottery.

Where your £1 goes

We publish exactly how lottery money is divided. In a normal weekly draw, every £1 entry is split like this:

  • 50% to prizes. Paid out to winners every single week. Nothing is held back or rolled over.
  • 40% to good causes. The work of the Shore Kirk in Kilmun, Strone and Ardentinny: the church and hall, community groups, pastoral visiting and local outreach.
  • 10% to running costs. Payment processing, Direct Debit fees, postage, registration fees and printing. Volunteers run the lottery and are never paid from it.
50%to prizes
40%to the church and parish
10%to running costs
0%to paid staff or commission

What the 40% pays for

Lottery proceeds go into the general funds of the Shore Kirk and are spent on our work in the parish.

The church building

Upkeep, repairs, insurance and heating for St Columba's, a listed building exposed to every storm on the Clyde.

Hall and kitchen

Keeping our upgraded hall warm, clean and open so local groups have somewhere to meet.

Pastoral visiting

Visiting members at home and in care, and delivering Christmas cards across the parish.

Outreach

Community initiatives and events that bring people together along the shore.

Our published proceeds

As a small society lottery, we send a return to Argyll and Bute Council within three months of each lottery. It shows the total money taken, the amount paid in prizes, the expenses deducted and the amount applied to the church's purposes. The law requires at least 20% of proceeds to go to the society's purposes; our target is 40%.

We publish the same figures here after each quarter, so you can see the declared proceeds for yourself.

Declared lottery proceeds
PeriodTakenPrizesCostsTo good causes
16 October to 31 December 2026First figures published by 31 January 2027

Superdraw weeks

In the four Superdraw weeks each year the split is 60% prizes, 30% good causes and 10% costs. Across a full year that still means about 39% of everything taken goes to good causes.

A one-off or monthly gift supports the same work in our parish. If you are a UK taxpayer, Gift Aid adds 25p to every £1 you give, at no cost to you.